If you're admitted to the hospital—whether for an emergency or planned procedure—The Policy Ride’s Hospital Indemnity Insurance gives you a lump-sum payment to use as you see fit, so you can focus on healing.
If you're admitted to the hospital—whether for an emergency or planned procedure—The Policy Ride’s Hospital Indemnity Insurance gives you a lump-sum payment to use as you see fit, so you can focus on healing.
Lump-Sum Payment: Paid directly to you (not hospitals or doctors) for maximum flexibility. You can use the payment for whatever you need.
Guaranteed Acceptance: No medical questions and no waiting period for you and your eligible family members.
Financial Support: Benefits are paid for covered services and treatments, regardless of what your primary medical insurance covers.
Coverage During Your Stay: Even with medical insurance, the costs of a hospital stay can quickly add up due to deductibles, copays, and out-of-network charges. Hospital indemnity insurance can help you manage out-of-pocket expenses, such as mortgage payments, childcare, and transportation, giving you peace of mind while you recover.
Consider adding this supplemental plan if:
You have a chronic health condition
You have a family history of serious illnesses
You have a planned surgery or procedure
You want extra financial reassurance during times of unexpected health events
With this plan from The Policy Ride, you get competitive group rates and the flexibility to take your coverage with you if you leave your job or retire.
Did You Know?
Yes, the benefit payment can be used however you choose, whether to cover household bills, medical insurance deductibles, copayments, or other expenses.
Payments are made directly to you, not to doctors, hospitals, or healthcare providers. You’ll receive a check payable to you for maximum convenience.
Hospital stays can be expensive, even with a solid medical plan. Costs like deductibles, doctor visit copays, and out-of-network care can add up quickly. Having this coverage means additional financial support, helping reduce stress during recovery.
Yes. If your employer offers hospital indemnity insurance, you’re guaranteed acceptance with no health questions or medical exams required. As long as you’re actively employed, your coverage will be effective.
No, there is no waiting period. Your supplemental coverage will start on the effective date as long as you're actively employed.