If you’re diagnosed with a critical illness, focusing on recovery is essential. However, worrying about finances can be overwhelming.
Lump-Sum Payment: A lump-sum benefit paid directly to you, for you to use as needed.
Financial Support: Paid benefits that help, regardless of what your medical insurance covers.
Guaranteed Coverage: Coverage is available for you and your family members, regardless of health status.
Even with medical insurance, a major illness can result in significant expenses. Out-of-pocket costs such as plan deductibles, copays, and expenses for out-of-network services can add up fast. The Policy Ride Critical Illness Insurance helps ease this burden during recovery. The benefits include:
No Waiting Period: Begin using your coverage as soon as it becomes effective.
Portable Coverage: Take your coverage with you if you change employers or retire.
Quick and Easy Enrollment: A simple process with no health questions required.
Consider adding this policy if:
You have a personal or family history of serious illnesses such as cancer, heart attack, or stroke.
You need coverage for your spouse or children.
You’re seeking extra financial support and peace of mind.
This supplemental insurance helps cover expenses during recovery so you can focus on getting better, not on your finances.
Did You Know?
Yes, you can use your benefit payment however you see fit. It can help cover household bills, medical insurance deductibles, copayments, and other expenses.
Benefits are paid directly to you, not to the doctors, hospitals, or healthcare providers. You will receive a check made out to you for maximum convenience.
I have a good medical plan at work. Why would I need additional coverage for critical illnesses?
Yes, if your employer offers critical illness insurance, you are guaranteed acceptance regardless of your health. No medical exams or health questions are required, as long as you are actively employed.
No, there is no waiting period for critical illness insurance. Your coverage begins immediately as long as you are actively employed.